130 Terrace Drive Fremont, IN 46737

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Ranch • 98Y Old

$329,000

130 Terrace Drive

1 Bedroom
1 Bathroom
900 sqft
0.09 Acres
1 Car Garage Detached 10 × 16 (160 sqft)
Property Description

Clear Lake association access, a year-round cottage in Terrace Gardens, and a setup that makes lake life easy without taking on direct-waterfront pricing. 130 Terrace Drive in Fremont gives you a practical way to have your own place at Clear Lake, whether you are looking for a weekend getaway, extra room near family already at the lake, or a second home with part-time vacation rental potential. Inside, the main level keeps things relaxed with an open kitchen and living area, warm wood ceilings, and an enclosed porch that adds more usable space than you might expect. Use it for morning coffee, late-night cards, or add a pull-out sofa and turn it into another sleeping quarter when friends and family stay over. Upstairs, there is a private bedroom plus a large additional sleeping area, giving the cottage flexibility beyond the bedroom count alone. Eight vinyl windows were added upstairs, along with Carrier mini-splits and additional attic insulation to improve comfort for year-round use. The owners have also made functional improvements where they matter, including washer and dryer plumbing and electrical, updated bathroom electrical for a light and exhaust fan, plumbing and electrical for the garbage disposal, and a gas line already installed if you prefer to swap the electric range for gas. A Culligan whole-home water softener system and Culligan reverse-osmosis drinking water system were added in 2021, bringing another level of everyday comfort and convenience to the cottage. Outside, the expanded stone driveway, added sidewalks, deck, firepit area, detached garage, and extra storage give you room for the things that come with summers at the lake. Offered turnkey, this is the kind of Clear Lake place where you can arrive, settle in, and start enjoying it. Less house to maintain, more lake to enjoy.

Directions

SR 120 to 850E, north to Outer Dr to home on the corner of Outer Dr and Terrace Dr.

Amenities

Countertops-Laminate, Deck Open, Disposal, Porch Enclosed, Range/Oven Hook Up Elec, Tub/Shower Combination, Washer Hook-Up

Sale Includes

Microwave, Refrigerator, Washer, Dryer-Electric, Laundry-Stacked W/D, Range-Electric, Water Heater Electric, Water Softener-Owned

Map to 130 Terrace Drive, Fremont, IN 46737

Property
MLS # 202633964
Date Listed 2026-08-19
Status Active
Property Type Residential
Property SubType Site-Built Home
Square Feet 900 sqft
New Construction No
Style Two Story
Type Site-Built Home
Basement Yes
Bedrooms 1
Bathrooms 1
Annual Taxes $992.60
Year Taxes Payable 2025/2026
Year Built 1928
Days on Market 30
Additional
Design Ranch
Cooling Other, Multiple Cooling Units
Heating Forced Air
Garage Detached
Room Dimensions
Living Room 14 × 10 Main Level
Kitchen 14 × 9 Main Level
Master Bedroom 15 × 8 Upper Level
Loft 15 × 12 Upper Level
Extra Room 15 × 8 Main Level
Bathroom Locations
Full Baths 1 Upper
External Features
Construction Site-Built Home
Exterior Stone,Vinyl
Lot Size 3,920 sq ft
Acreage 0.09 Acres
Lot Dimensions 40x96
Parking Yes
Sewer City
Water Well
Fence None
Location
Area Steuben County
Location Lake
County Steuben
Subdivision Terrace Garden(s)
Township Clear Lake
City Fremont
State IN
Zip 46737
Schools
School District Fremont Community
Elementary Fremont
Middle School Fremont
High School Fremont
Financial
Assoc. Dues $0.00 Not Applicable

MLS# 202633964
Listing Provided Courtesy of Erica Amans
Coldwell Banker Real Estate Group
Cell: 260-740-8673

Listing updated September 8, 2026 at 12:15 pm
Last checked 6 minutes ago

IDX information provided by the Indiana Regional MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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